Nichelle Miyashiro Loan Officer NMLS #1945314

Spent our Thursday last week at the DreamHouse Dream for the Green golf tournament! I had some firsts this day! Like driving a golf cart and participating in a golf tournament! It was a beautiful Thursday spent connecting with those supporting DreamHouse! #DreamHouseEwaBeach #superlatepost #mannmortgage #mannmortgagehawaii #oahuloanofficer

Effective 1/1/2022, FHA loan limits are now LIVE!! Unlike conforming loan limits, FHA has limits per county. What's an FHA Loan you say? It's a mortgage loan that is insured by the Federal Housing Administration (FHA). This type of loan allows for down payment as low as 3.5% and a FICO as low as 580. FHA loans are good for buyers with limited savings, lower credit scores, and/or have had credit challenges in the past. Is an FHA loan right for you? Message me and we can go ov...er your options to find the best loan program that fits your specific situation. Like and share with anyone who may find value in this information. #mannmortgagehawaii #oahu #oahuloanofficer #mannmortgage #TuesdayTips #mortgageloan #mortgagelender #mortgagebroker #mortgage

2022 Hawaii Conforming Loan Limit increased from $822,375 to $970,800.... That's an increase of $148,425!!! This increased loan limit can help you stay out of jumbo land and the stricter guidelines that may come with a jumbo loan. A jumbo or non-QM loan is mortgage loan that exceeds that County's loan limit.... A conventional or conforming loan is a mortgage loan that is NOT backed by a government agency. Conventional loans follow lending rules set by the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac). When compared to a Jumbo loan, there are less stricter guidelines when it comes to credit scores, down payment, and reserves. Want more information? Message me and let's chat! Like and share with anyone who may find value with this information. #mannmortgage #mannmortgagehawaii #oahu #oahuloanofficer #mondaytips

May the new year bring you health and happiness! #mannmortgage #mannmortgagehawaii #oahu #oahuloanofficer

5.0 star review received on Experience.com for Nichelle Miyashiro by William Louis R. - Nichelle is very good at what she does. Easy to work with!!

For those of you that have been waiting for lumber prices to drop, the forecast is not good.