Nichole Inouye-Nohara 101 Financial

Passion will carry you much further.

Make this the year you learn and embrace the smart money concept. It's life-changing!

If you tend to play it safe when it comes to your finances, you might prioritize saving money over paying off debt. But, really, paying off debt is the safest financial move you can make.

Saving money tip start with one small change. Just one. Think of one non-essential thing you spend about $5.00 on each week. It could be a cup of coffee, a little-used game or streaming service, even a magazine or newspaper subscription. By giving up that one extra, you can save up to $260 a year. That's money to help you eliminate debt.

Rita, we're so glad to hear that 101 Financial helped keep you in your dream destination! If your story is like Rita's, we can certainly help you!

Identity thieves look for the easiest targets first. The good news is that there are a number of simple steps you can take to avoid becoming a victim. Here are 10 of them:

A brighter financial future starts here. Will you make the commitment to yourself? https://l.101financial.social/1SIV

Just say no! Don’t click on a link in a text message you get on your phone that says you’ve won a prize or a gift card. It’s probably a scam. Don't reply, either. More cyber-criminals are switching from e-mails to texts to try and trick people into revealing their personal information.

Deciding how to spend and save money can be challenging for couples. Add in the effects of a global pandemic and it becomes even more difficult. I can help.