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Adopting a new habit requires commitment. Serious commitment. According to a study published in the European Journal of Social Psychology, the average time required to make a new behavior automatic, a habit, is 66 days and it can take longer. So anytime you set out to adopt new healthier habits, start by having the right mindset. When it comes to adopting healthy money habits, first acknowledge that it will take time; then commit to making your new money behavior a habit. The financial benefits will be well worth the effort.

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Did you know that once the principle balance on your mortgage drops below 80% of your home's value you no longer have to keep paying PMI? That's the Private Mortgage Insurance your lender may have required you to enroll in. It's time to take a close look at your mortgage account. (Because your lender doesn't have to drop the PMI until 78%). Learn more: https://l.101financial.social/1DI2

Even "good" debt is still debt. I'll show you how to get out of debt faster. https://l.101financial.social/1Dsc