Estate Planning Consultants of Hawaii

In the business of Estate Planning, it deeply saddens us when we help clients through a loss in the family. The process can be quite painful. I have experienced this personally with my grandparents and have helped countless clients with the uncomfortable process. In honor of Life Insurance Awareness by the organization Life Happens we are going to provide you with a series of insights and updates on life insurance. Our goal is to spread awareness on the importance of the different types of insurance. https://estateplanninghi.com//insurance-can-be-the-great-/

If you become sick or injured and can no longer earn an income, how do you pay for the basic GAME expenses? (such as Groceries, Auto, Mortgage and Electricity) In our free consultation, we have met many prospects that have declined to protect their income. Income protection or more commonly known as disability income insurance can help supplement your income in case of an accidental injury or serious illness. ... Disability Income Insurance provides you with paycheck protection to help cover your expenses and training as you regain your strength to return to work. https://estateplanninghi.com///protect-your-hawaii-income/

Estate Planning for Young Families should begin in your 20s and 30s to establish your estate plan in the State of Hawaii and protect your children in a trust. https://estateplanninghi.com/estate-planning-for-young-fam/

Critical Illness protection was first introduced by Doctor Marius Barnard. He was practicing in South Africa, providing care to patients with critical illnesses. While treating patients, Dr. Barnard noticed the financial stress that medical treatments had on his patients. His solution was an insurance policy that would pay a lump sum when his patients needed a cash benefit the most. The cash benefit can be a lump-sum amount, based upon the insureds income needs. This cash benefit can help a family with the medical costs that they never planned for. The benefit payment can be used for anything your mortgage, auto loan, credit card, medical costs or a family vacation! https://estateplanninghi.com//hawaii-critical-illness-ins/

You may know the risk of needing long-term care. But do you understand the consequences? You have likely seen the statistics that talk about the risk of needing long-term care as you age. Like most, you have probably told yourself, It will never happen to me. I am on your side and hope it never happens to you either. https://estateplanninghi.com//protect-your-most-important/